Last Updated: July 23, 2026

These SMS Terms describe the Life Coverage HQ text-message program operated by Takeover Leads LLC d/b/a Life Coverage HQ.

1. Program Description

When you provide consent through our website, you agree to receive recurring text messages from Life Coverage HQ and, as described in the consent shown at submission, the licensed insurance agents and agencies listed on our Marketing Partners page. Messages may include quote follow-up, requests for information needed to prepare your quote, appointment scheduling and reminders, and life-insurance-related information you requested.

2. Message Frequency

Message frequency varies based on your request and interactions.

3. Cost

Message and data rates may apply according to your mobile carrier plan. Life Coverage HQ does not charge for text messages, but your carrier's standard rates apply.

4. How to Opt Out

Reply STOP to any message to cancel. After you reply STOP, you will receive a single message confirming your opt-out, and no further messages will be sent unless you re-subscribe. You may also opt out by any other reasonable method, including:

- Calling (833) 892-5319;

- Emailing [email protected]; or

- Submitting a request through our Your Privacy Choices page.

5. How to Get Help

Reply HELP to any message for assistance, or contact us at [email protected] or (833) 892-5319.

6. Consent Not Required for Purchase

Consent to receive text messages is not a condition of purchasing any property, goods, or services. You may request a quote without providing text-message consent by calling (833) 892-5319.

7. Delivery

Message delivery is subject to effective transmission by your mobile carrier and is not guaranteed. Carriers are not liable for delayed or undelivered messages.

8. Privacy

Information collected in connection with the program is handled as described in our Privacy Policy.

9. Changes

We may update these SMS Terms. The "Last Updated" date identifies the current version.

10. Contact

Takeover Leads LLC Operating under the assumed name Life Coverage HQ | Email: [email protected] | Phone: (616) 691-6506